Equipment - Substrate AI

ORGANIZATION

SENIOR EXECUTIVES

JOSÉ IVÁN GARCÍA - CEO

José Iván began his career as an analyst in the financial sector. In 2010 he founded with Lorenzo Serratosa KAU Gestión de Activos, S.L. (currently called KAU Markets EAF, S.L.), and Substrate AI. He has been Director of Strategic Management and member of the Investment Committee of KAU Markets EAF and has worked as an advisor to several financial institutions such as Renta 4 Banco, Inversis and Andbank. He currently advises Fonvalcem FI and the three funds of the Formula KAU range and is CEO of Substrate AI and partner of GBR Almazaf, S.L., a company specialized in the real estate sector. José holds a degree in Business Administration and Management from the University of Valencia, with a specialization in Financial Management. He is a member of the executive and supervisory board.

BREN WORTH - CTO

He is a senior software engineer with over 15 years of experience in finance and technology. He studied Aerospace, Aeronautical and Astronautical Engineering at the University of Colorado and holds a B.S. in Computer Science from the University of Texas at El Paso. He began his career as an associate at JP Morgan Chase, and then became a software engineer at several companies. In 2019, he co-founded with Lorenzo Serratosa and Jose Ivan Garcia Substrate AI, LLC.

NICOLÁS DAMIÁ - CFO

He is a seasoned financier with experience in mergers and acquisitions and auditing. He started his career at PwC as an auditor and then moved to the M&A department. He then joined Enagás, S.A, a Spanish energy company where he spent 2 years as a Senior Consultant. He joined Substrate AI in October 2021 as CFO. He holds a degree in Business Administration from the University of Valencia and a Master's degree from the University of CUNEF, Spain, specializing in financial management and auditing.

LORENZO SERRATOSA Head of Subsidiaries

Lorenzo began his career as an advisor to various investment funds and family-owned companies and has more than 25 years of experience in the financial sector and business management. In 2010 he founded together with José Iván García, KAU Gestión de Activos, S.L. (currently KAU Markets EAF, S.L.), a financial advisory firm exclusively for Andbank Wealth Management's investment fund Fonvalcem FI, and Substrate AI where he has provided financial training and regulated advice.
From KAU Markets EAF he has worked as an advisor for institutions such as Renta4, Inversis and Andbank, where he remains as advisor to its Fonvalcem FI Fund and the three funds of the Formula KAU range.
He is currently a director of Valpisan, S.L., a family office focused on the real estate, agricultural and industrial sectors, and Substrate AI. Lorenzo holds a degree in Philosophy from the University of Valencia.
Lorenzo is a member of the executive and supervisory board.

CARMEN DAMIÁ - CMO

Carmen started her career as a marketing assistant at Dior and later worked for Cecotec Innovaciones S. L. as Product Manager working in the Kitchenware and Small Appliances department. She holds a double degree in Business Administration and Marketing from CEU Cardinal Herrera University, a Master's Degree in Luxury Brand Management from Istituto Marangoni and another Master's Degree in Digital Marketing Analytics.

FRANCISCO HERNÁNDEZ Business Development Manager

Francisco holds a degree in computer engineering from the Universidad Pontificia de Comillas and a master's degree in technology from the Business Information. He has more than 15 years of experience in the Digital Transformation sector. He began his career at ICEX, the Spanish Institute for Foreign Trade, in Canada and later worked in companies such as Bupa Global where he was a data platform architect and SENER where he was responsible for cloud technology. During his career he has collaborated with companies from different sectors with an international profile to optimize the way they operate through technology and help them digitize their business. He joined Substrate AI in May 2021 as head of product development working on AI solutions.

MARTA GÓMEZ - Administration Manager

ESTEFANÍA PARDO - Human Resources Manager

BOARD OF DIRECTORS

LORENZO SERRATOSA - Chairman

Lorenzo began his career as an advisor to various investment funds and family-owned companies and has more than 25 years of experience in the financial sector and business management. In 2010 he founded together with José Iván García, KAU Gestión de Activos, S.L. (currently KAU Markets EAF, S.L.), a financial advisory firm exclusively for Andbank Wealth Management's investment fund Fonvalcem FI, and Substrate AI where he has provided financial training and regulated advice.
From KAU Markets EAF he has worked as an advisor for institutions such as Renta4, Inversis and Andbank, where he remains as advisor to its Fonvalcem FI Fund and the three funds of the Formula KAU range.
He is currently a director of Valpisan, S.L., a family office focused on the real estate, agricultural and industrial sectors, and Substrate AI. Lorenzo holds a degree in Philosophy from the University of Valencia.
Lorenzo is a member of the executive and supervisory board.

JOSÉ IVÁN GARCÍA - CEO

José Iván began his career as an analyst in the financial sector. In 2010 he founded with Lorenzo Serratosa KAU Gestión de Activos, S.L. (currently called KAU Markets EAF, S.L.), and Substrate AI. He has been Director of Strategic Management and member of the Investment Committee of KAU Markets EAF and has worked as an advisor to several financial institutions such as Renta 4 Banco, Inversis and Andbank. He currently advises Fonvalcem FI and the three funds of the Formula KAU range and is CEO of Substrate AI and partner of GBR Almazaf, S.L., a company specialized in the real estate sector. José holds a degree in Business Administration and Management from the University of Valencia, with a specialization in Financial Management. He is a member of the executive and supervisory board.

TAWHID CHTIOUI - Board Member

Tawhid is an international expert and serial entrepreneur in the field of higher education and learning. He is the founding President of Aivancity Paris-Cachan, a school of Artificial Intelligence and Data, and President of EDVANTIS GROUP (ISGA & ARTCOM SUP), a management and engineering school based in Morocco. After leading the development and management of Emlyon's activities in Africa for three years, he was Chairman of the Board and CEO of Emlyon Business School Group in 2019. He has held scientific and leadership positions in several other business schools in France. He holds a PhD in Management Sciences from Paris Dauphine University and completed Harvard University's Higher Education Leadership Development Program.

CHRISTOPHER DEMBIK - Board Member

Christopher is an economist with over 10 years of experience in finance and economics. He also has experience in banking and public policy. He is currently Head of Macroeconomic Analysis at the investment bank Saxo Bank in Paris. He is a member of the Polish economic think tank Centre for Social and Economic Research (CASE) and a former advisor to several French MPs and presidential candidates. Prior to joining Saxo Bank, he worked as an analyst for the German investment bank Berenberg, for an Israeli financial start-up and for the French Treasury. He holds a Master's degree in International Affairs from Sciences Po Paris and an MBA from the Institute of Economics of the Polish Academy of Sciences. He is co-author of "The Greatest Contemporary Economic Debates" (Ellipses, 2016) and "Money: Functions, Monetary Transmission Mechanism and Evolution" (Ellipses, 2017).

ADVISORY COUNCIL